Suncoast Capital Group connects financial institutions seeking deposit funding with institutional investors looking for competitive CD opportunities. Our streamlined, one-step approach provides convenient access to FDIC-insured certificates of deposit while helping clients meet their investment, funding and liquidity objectives.

 

Liquidity Solutions

Financial institutions can experience changing liquidity needs due to increased loan demand, deposit fluctuations or other funding requirements. When additional deposits are needed, accessing the institutional CD market can provide an efficient way to supplement traditional funding sources without disrupting pricing in your local market.

Suncoast Capital Group helps banks and credit unions access institutional deposits in amounts and maturities tailored to their specific funding needs. Rather than attracting numerous smaller accounts through advertising or rate promotions, institutions can raise significant deposits through individual CD transactions with a streamlined process.

Our team works directly with your institution to identify the appropriate amount, term and rate structure, providing flexible solutions for both short- and longer-term liquidity needs.

With an established nationwide network of institutional investors, Suncoast provides a straightforward and cost-effective way to complement your existing deposit and liquidity strategy.

Institutional Investors

Finding competitive CD opportunities among thousands of federally insured banks and credit unions can be both challenging and time-consuming.

Suncoast Capital Group simplifies the process. Through our nationwide network of financial institutions and longstanding industry relationships, we identify and negotiate competitive CD opportunities directly with issuing banks and credit unions.

We maintain a diverse inventory of certificates of deposit offering a range of rates, maturities and structures, allowing investors to select opportunities that align with their individual investment and liquidity objectives. Our inventory is continually refreshed with offerings from institutions across the country, helping clients diversify their CD portfolios while maintaining applicable FDIC or NCUA insurance coverage.

CDs purchased through Suncoast Capital Group are held in each client’s own corporate trust account at Hancock Whitney Bank, providing convenient online account access and ACH interest distributions. This streamlined custody platform helps simplify the administration and management of institutional CD portfolios.