A Simple, Efficient Approach to Institutional CD Investing
Suncoast Capital Group provides institutional investors with access to competitive certificate of deposit opportunities from banks and credit unions nationwide. From identifying opportunities through settlement, custody and maturity, our experienced team works to make the institutional CD investment process straightforward and efficient.
How the Program Works
From identifying opportunities to managing maturities, Suncoast provides a streamlined process and personalized service every step of the way.
1. Identifying CD Opportunities
Suncoast Capital Group continuously monitors financial institutions nationwide to identify banks and credit unions seeking additional deposits. Through our established industry relationships, we connect institutional investors with competitive CD opportunities that meet their investment needs.
2. Access Through Our Custodial
Suncoast provides access to CD investments through our custodial relationship with Hancock Whitney Bank, providing institutional investors with a centralized and efficient platform for purchasing and holding CDs.
3. Custody & Administration
Hancock Whitney Bank serves as custodian for CDs purchased through the program and administers the receipt and distribution of interest and principal payments. Investors receive appropriate transaction and remittance documentation, providing centralized recordkeeping for their CD portfolio.
4. Simple Purchase Process
To purchase a CD, investors simply contact their Suncoast representative to confirm availability and terms. Suncoast then coordinates the transaction, account documentation and funding process with the investor and custodian.
5. Confirmation & Safekeeping
Upon settlement, investors receive transaction documentation confirming the CD purchase, together with custodial records reflecting the investment. This provides clients with clear documentation and centralized safekeeping of their CD holdings.
6. Maturity & Reinvestment
As a CD approaches maturity, a Suncoast representative contacts the investor to discuss available reinvestment opportunities or obtain instructions for the return of principal. This proactive approach helps clients manage upcoming maturities and ongoing liquidity needs.
A Trusted Partner for Your CD Investments
✓ Nationwide network of banks and credit unions
✓ Custody at Hancock Whitney Bank
✓ Streamlined transaction process
✓ Centralized reporting and recordkeeping
✓ Personalized, responsive service
Institutional Solutions. Lasting Relationships.
Suncoast Capital Group combines decades of institutional market experience with responsive, personalized service.
Whether you’re investing excess liquidity, managing upcoming maturities or looking for a specific CD opportunity, our team is ready to help.
Let’s discuss how Suncoast can help your institution.